Privacy Policy

Introduction

This Privacy Policy describes how the Payment Fee Calculator ("we", "our", or "the service") handles information when you use our website. We are committed to protecting your privacy and being transparent about our practices.

Important: This is a client-side only application. We do not collect, store, or transmit any personal information or calculation data to our servers.

Information We Do NOT Collect

Because this is a client-side only application, we do NOT collect:

• Personal identification information (name, email, address, etc.)
• Payment amounts or calculation data
• Currency selections or platform choices
• IP addresses or device identifiers
• Browsing history or behavior data
• Any information that could identify you personally

All calculations are performed entirely in your browser. No data leaves your device to reach our servers.

Local Storage (Your Device Only)

We use your browser's localStorage to improve performance:

• Exchange Rate Caching: Exchange rates are cached locally for 24 hours to reduce API calls and improve speed
• No Personal Data: Only anonymous exchange rate data is stored
• Your Control: You can clear this data anytime through your browser settings

This data never leaves your device and is not accessible to us or any third parties.

Third-Party Services

Google AdSense

We use Google AdSense to display advertisements on our website. AdSense may use cookies and similar technologies to:

• Display personalized ads based on your interests
• Measure ad performance
• Prevent fraud and abuse

Google's use of advertising cookies enables it and its partners to serve ads based on your visits to our site and/or other sites on the Internet.

You can opt out of personalized advertising by visiting Google's Ad Settings or the Digital Advertising Alliance.

For more information, see Google's Privacy Policy.

Exchange Rate API

We fetch exchange rates from ExchangeRate-API, a third-party service. When you use our calculator:

• Your browser makes a request to ExchangeRate-API for exchange rates
• No personal information is sent with this request
• Only currency codes are transmitted (e.g., "USD", "EUR")
• See ExchangeRate-API Privacy Policy

Cookies

We do not set our own cookies. However, third-party services we use may set cookies:

• Google AdSense: Uses cookies for ad personalization and measurement
• Your Browser: May store exchange rate data in localStorage (not a cookie, but similar)

You can control cookies through your browser settings. Note that disabling cookies may affect the functionality of advertisements but will not affect the calculator itself.

Data Security

Since we do not collect or store any personal data, there is no personal information at risk. However, we take security seriously:

• All calculations happen client-side in your browser
• No data transmission to our servers
• HTTPS encryption for all connections
• No database or server-side storage

Children's Privacy

Our service is not directed to children under 13 years of age. We do not knowingly collect personal information from children. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. You are advised to review this Privacy Policy periodically for any changes.

Contact Us

If you have any questions about this Privacy Policy, please contact us:

Visit our Contact page for contact information.