Terms & Conditions

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Acceptance of Terms

By accessing and using the Payment Fee Calculator ("the Service"), you accept and agree to be bound by these Terms & Conditions. If you do not agree to these terms, please do not use the Service.

Use of Service

The Payment Fee Calculator is provided for informational purposes only. You may use the Service to:

  • Calculate estimated payment amounts after fees
  • Compare payment platform fees
  • Export and share calculation results

You agree not to use the Service for any unlawful purpose or in any way that could damage, disable, or impair the Service.

For Informational Purposes Only

IMPORTANT: The calculations provided by this Service are estimates based on publicly available information and should be used for informational purposes only.

The Service does NOT provide:

  • Financial advice
  • Guaranteed accuracy of fees or exchange rates
  • Legal or tax advice
  • Investment recommendations

Always verify fees and rates with your payment provider before making financial decisions.

No Financial Liability

We are not responsible for:

  • Any discrepancies between calculated and actual payment amounts
  • Financial losses resulting from use of this Service
  • Decisions made based on calculations from this Service
  • Changes in fees or exchange rates after calculation
  • Errors in fee structures or exchange rate data

You use this Service at your own risk. We make no warranties, express or implied, regarding the accuracy, completeness, or reliability of any calculations or information provided.

Rates and Fees May Change

Payment platform fees and exchange rates are subject to change at any time. Factors that may affect actual fees include:

  • Platform policy updates
  • Market exchange rate fluctuations
  • Your account type and location
  • Transaction volume and history
  • Promotional rates or discounts

We strive to keep fee structures up to date, but cannot guarantee they reflect the most current rates at all times. Always verify with your payment provider.

User Responsibility

You are responsible for:

  • Verifying all calculations with your payment provider
  • Making informed financial decisions
  • Understanding that calculations are estimates only
  • Using the Service in compliance with applicable laws
  • Not relying solely on this Service for critical financial decisions

Service Availability

We strive to keep the Service available 24/7, but we do not guarantee:

  • Uninterrupted or error-free operation
  • Availability of third-party APIs (exchange rates)
  • Compatibility with all browsers or devices
  • Immediate updates to fee structures

We reserve the right to modify, suspend, or discontinue the Service at any time without notice.

Intellectual Property

The Service, including its design, code, and content, is protected by copyright and other intellectual property laws. You may not copy, modify, distribute, or create derivative works without permission. You may use the Service for personal or business purposes in accordance with these terms.

Third-Party Services

The Service uses third-party services including:

  • ExchangeRate-API: For exchange rate data
  • Google AdSense: For advertising
  • CDN Services: For hosting libraries (Tailwind CSS, jsPDF)

We are not responsible for the availability, accuracy, or policies of these third-party services. Your use of third-party services is subject to their respective terms and privacy policies.

Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for:

  • Direct, indirect, incidental, or consequential damages
  • Loss of profits, data, or business opportunities
  • Errors or inaccuracies in calculations
  • Service interruptions or unavailability

Our total liability, if any, shall not exceed the amount you paid to use the Service (which is $0, as the Service is free).

Indemnification

You agree to indemnify and hold harmless the Service and its operators from any claims, damages, losses, or expenses (including legal fees) arising from your use of the Service or violation of these Terms & Conditions.

Changes to Terms

We reserve the right to modify these Terms & Conditions at any time. Changes will be effective immediately upon posting. Your continued use of the Service after changes are posted constitutes acceptance of the modified terms. We recommend reviewing these terms periodically.

Governing Law

These Terms & Conditions shall be governed by and construed in accordance with applicable laws. Any disputes arising from these terms or use of the Service shall be resolved through appropriate legal channels.

Contact Information

If you have questions about these Terms & Conditions, please contact us.

Severability

If any provision of these Terms & Conditions is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.